Terms of Service

Last Updated: November 15, 2023

Please read these Terms of Service ("Terms," "Terms of Service") carefully before using the Lugawa Gonexe website and financial education platform (the "Service") operated by Lugawa Gonexe ("us," "we," or "our").

1. Acceptance of Terms

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Educational Nature of Service

Our Service provides financial education and information. We are not a financial advisory service, and the content provided does not constitute financial advice. You should consult with qualified financial professionals before making any financial decisions.

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device.

You agree to accept responsibility for all activities that occur under your account or password. We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

4. Subscription and Payment

Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis. Billing cycles are typically monthly or annually, depending on the subscription plan you select.

We use third-party payment processors for all transactions. Your payment information is subject to the privacy policy and terms of service of these processors.

5. Cancellation and Refund Policy

You may cancel your subscription at any time. Cancellation will take effect at the end of the current billing period. We do not provide refunds for partial subscription periods.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Lugawa Gonexe and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software.

7. User Content

Our Service allows you to post, link, store, share, and otherwise make available certain information, text, or other material. You are responsible for the content that you post on or through the Service.

By posting content, you grant us the right and license to use, modify, publicly perform, display, reproduce, and distribute such content on and through the Service.

8. Prohibited Uses

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

9. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Lugawa Gonexe makes no representations or warranties of any kind, express or implied, as to the operation of the Service or the information, content, or materials included therein.

10. Limitation of Liability

In no event shall Lugawa Gonexe, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

11. Indemnification

You agree to defend, indemnify, and hold harmless Lugawa Gonexe and its licensees and licensors from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses resulting from your use of the Service or violation of these Terms.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of material changes to the Terms by posting the new Terms on this page and updating the "Last Updated" date.

13. Governing Law

These Terms shall be governed and construed in accordance with the laws of Canada and the Province of Ontario, without regard to its conflict of law provisions.

14. Contact Us

If you have any questions about these Terms, please contact us at:

Email: legal@lugawa-gonexe.sbs

Phone: +1 4377902314

Mail: 123 Financial District, Toronto, ON M5X 1A9, Canada

Disclaimer: The information provided by Lugawa Gonexe is for educational purposes only and should not be considered financial advice. We are not licensed financial advisors, and our services do not constitute financial planning or investment advice. While we strive to provide accurate and up-to-date information, we cannot guarantee the applicability to your individual circumstances. You should consult with a qualified financial professional before making any financial decisions. Past performance is not indicative of future results. Your financial situation is unique, and any information provided may not be appropriate for your specific circumstances.